# Wingspan Business Deposit Account Agreement Addendum

The following provisions form part of the Wingspan Deposit Account Agreement (the “Agreement”).

## Deposits Into Your Account

You may make deposits into your Account using any of the methods described below:

| Deposit Method | Limitations for Your Account |
| --- | --- |
| Direct Deposits* | No limits |
| Direct payments/ACH debits via ACH Origination Service (see Section 5)<br>(deposits resulting from payment requests initiated from your Account) | $250,000/day<br> $5,000,000/month |
| ACH transfers to your Account from a linked bank account with another institution (See section 3.7)** | $500,000/day<br> $5,000,000/month |
| Domestic wire | No limits |
| * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. |

## Withdrawals From Your Account

You may withdraw funds up to the amount of your Available Balance in your Account using any of the methods:

| Withdrawal Method | Limitations for Your Account |
| --- | --- |
| ACH transfers from your Account to a linked bank account at another institution* (See Section 3.7)<br> And<br> ACH transfers from your Account to another bank account via ACH Origination Services (See 5 of the Agreement) | $1,000,000/day<br> $5,000,000/month |
| ACH transfer to a merchant or other third party you authorize to withdraw from your Account using your routing number and account number | None |
| * You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States.