# Wingspan Business Deposit Account Agreement Addendum
The following provisions form part of the Wingspan Deposit Account Agreement (the “Agreement”).
## Deposits Into Your Account
You may make deposits into your Account using any of the methods described below:
| Deposit Method | Limitations for Your Account |
| --- | --- |
| Direct Deposits* | No limits |
| Direct payments/ACH debits via ACH Origination Service (see Section 5)
(deposits resulting from payment requests initiated from your Account)
And
ACH transfers to your Account from a linked bank account with another institution (See section 3.7)** | $50,000/day
$200,000/month |
| Domestic wire | No limits |
| Cash deposit at an in-network ATM | $1,000/transaction
$2,000/day
You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. |
| * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. |
## Withdrawals From Your Account
You may withdraw funds up to the amount of your Available Balance in your Account using any of the methods:
| Withdrawal Method | Limitations for Your Account |
| --- | --- |
| ACH transfers from your Account to a linked bank account at another institution* (See Section 3.7)
And
ACH transfers from your Account to another bank account via ACH Origination Services (See 5 of the Agreement) | $1,000,000/day
$5,000,000/month |
| ACH transfer to a merchant or other third party you authorize to withdraw from your Account using your routing number and account number | None |
| Purchases or other POS transactions using your debit card at merchants that have agreed to accept that card | $20,000/day |
| ATM withdrawals using your debit card or ATM card | $1,000/day |
| * You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States.